PRIVACY POLICY 

Last updated November 21, 2024 

This Privacy Notice for VF Business Group, Inc. c/o Legacy Masters, LLC (doing business as Legacy  Chronicles) ("we," "us," or "our"), describes how and why we might access, collect, store, use, and/or  share ("process") your personal information when you use our services ("Services"), including when you: 

■ Download and use our mobile application (Legacy Chronicles), or any other application of ours that  links to this Privacy Notice 

■ Use Legacy Chronicles mobile application. The Legacy Chronicles App takes information from the  User's Profile and generates User-Specific LC Prompts. These LC Prompts are designed to not only  help Users organize and outline their life, but also regularly and accurately chronicle their Life  Experiences, Stories, Family History, Advice, Traditions, and More for Future Generations to view  and learn from. This is done by Users choosing to respond to a LC Prompt with a recorded or  uploaded Video, Photo, Audio, and/or Written LC Entry. Once the LC Entry is created, Users then  have the option to share (if they desire) the LC Entry with Family, Friends, Custodians, or Specific  Individuals in real time or at a scheduled later date, at which point recipients (e.g. Family, Friends)  can Comment on the User's LC Entry. As a culmination of the User's LC Entries, the Legacy  Chronicles automatically generates a dynamic Family Tree as well as a Legacy Chronicles Book (LC  Book) that houses all of the User's LC Entries. One final unique aspect of the Legacy Chronicles  App is that a deceased/inactive User's account (i.e. LC Book and Profile information) can be  transferred to another individual (i.e. a Custodian). 

■ Engage with us in other related ways, including any sales, marketing, or events 

Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and  choices. We are responsible for making decisions about how your personal information is processed. If  you do not agree with our policies and practices, please do not use our Services. If you still have any  questions or concerns, please contact us at danielveasy@gmail.com. 

SUMMARY OF KEY POINTS 

This summary provides key points from our Privacy Notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for. 

What personal information do we process? When you visit, use, or navigate our Services, we may  process personal information depending on how you interact with us and the Services, the choices you

make, and the products and features you use. Learn more about personal information you disclose to us. 

Do we process any sensitive personal information? Some of the information may be considered  "special" or "sensitive" in certain jurisdictions, for example your racial or ethnic origins, sexual orientation,  and religious beliefs. We do not process sensitive personal information. 

Do we collect any information from third parties? We may collect information from public databases,  marketing partners, social media platforms, and other outside sources. Learn more about information collected from other sources. 

How do we process your information? We process your information to provide, improve, and administer  our Services, communicate with you, for security and fraud prevention, and to comply with law. We may  also process your information for other purposes with your consent. We process your information only  when we have a valid legal reason to do so. Learn more about how we process your information. 

In what situations and with which parties do we share personal information? We may share  information in specific situations and with specific third parties. Learn more about when and with whom we share your personal information. 

How do we keep your information safe? We have adequate organizational and technical processes and  procedures in place to protect your personal information. However, no electronic transmission over the  internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or  guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our  security and improperly collect, access, steal, or modify your information. Learn more about how we keep your information safe. 

What are your rights? Depending on where you are located geographically, the applicable privacy law  may mean you have certain rights regarding your personal information. Learn more about your privacy  rights. 

How do you exercise your rights? The easiest way to exercise your rights is by visiting , or  by contacting us. We will consider and act upon any request in accordance with applicable data protection  laws. 

Want to learn more about what we do with any information we collect? Review the Privacy Notice in full. 

TABLE OF CONTENTS 

1. WHAT INFORMATION DO WE COLLECT?

2. HOW DO WE PROCESS YOUR INFORMATION? 

3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION? 4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION? 5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES? 

6. HOW DO WE HANDLE YOUR SOCIAL LOGINS? 

7. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY? 

8. HOW LONG DO WE KEEP YOUR INFORMATION? 

9. HOW DO WE KEEP YOUR INFORMATION SAFE? 

10. DO WE COLLECT INFORMATION FROM MINORS? 

11. WHAT ARE YOUR PRIVACY RIGHTS? 

12. CONTROLS FOR DO-NOT-TRACK FEATURES 

13. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS? 

14. DO OTHER REGIONS HAVE SPECIFIC PRIVACY RIGHTS? 

15. DO WE MAKE UPDATES TO THIS NOTICE? 

16. HOW CAN YOU CONTACT US ABOUT THIS NOTICE? 

17. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU? 

1. WHAT INFORMATION DO WE COLLECT? 

Personal information you disclose to us 

In Short: We collect personal information that you provide to us. 

We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you  participate in activities on the Services, or otherwise when you contact us. 

Personal Information Provided by You. The personal information that we collect depends on the context  of your interactions with us and the Services, the choices you make, and the products and features you  use. The personal information we collect may include the following: 

■ names 

■ phone numbers 

■ email addresses 

■ mailing addresses 

■ usernames 

■ passwords

■ contact preferences 

■ contact or authentication data

Sensitive Information. We do not process sensitive information. 

Social Media Login Data. We may provide you with the option to register with us using your existing  social media account details, like your Facebook, X, or other social media account. If you choose to  register in this way, we will collect certain profile information about you from the social media provider, as  described in the section called "HOW DO WE HANDLE YOUR SOCIAL LOGINS?" below. 

Application Data. If you use our application(s), we also may collect the following information if you choose  to provide us with access or permission: 

■ Mobile Device Access. We may request access or permission to certain features from your mobile  device, including your mobile device's contacts, camera, microphone, bluetooth, calendar, storage,  sms messages, sensors, reminders, social media accounts, and other features. If you wish to  change our access or permissions, you may do so in your device's settings. 

■ Mobile Device Data. We automatically collect device information (such as your mobile device ID,  model, and manufacturer), operating system, version information and system configuration  information, device and application identification numbers, browser type and version, hardware  model Internet service provider and/or mobile carrier, and Internet Protocol (IP) address (or proxy  server). If you are using our application(s), we may also collect information about the phone network  associated with your mobile device, your mobile device's operating system or platform, the type of  mobile device you use, your mobile device's unique device ID, and information about the features of  our application(s) you accessed. 

■ Push Notifications. We may request to send you push notifications regarding your account or certain  features of the application(s). If you wish to opt out from receiving these types of communications,  you may turn them off in your device's settings. 

This information is primarily needed to maintain the security and operation of our application(s), for  troubleshooting, and for our internal analytics and reporting purposes. 

All personal information that you provide to us must be true, complete, and accurate, and you must notify  us of any changes to such personal information. 

Information collected from other sources

In Short: We may collect limited data from public databases, marketing partners, social media platforms, and other outside sources. 

In order to enhance our ability to provide relevant marketing, offers, and services to you and update our  records, we may obtain information about you from other sources, such as public databases, joint  marketing partners, affiliate programs, data providers, social media platforms, and from other third parties.  This information includes mailing addresses, job titles, email addresses, phone numbers, intent data (or  user behavior data), Internet Protocol (IP) addresses, social media profiles, social media URLs, and  custom profiles, for purposes of targeted advertising and event promotion. 

If you interact with us on a social media platform using your social media account (e.g., Facebook or X),  we receive personal information about you from such platforms such as your name, email address, and  gender. You may have the right to withdraw your consent to processing your personal information. Learn  

more about withdrawing your consent. Any personal information that we collect from your social media  account depends on your social media account's privacy settings. Please note that their own use of your  information is not governed by this Privacy Notice. 

2. HOW DO WE PROCESS YOUR INFORMATION? 

In Short: We process your information to provide, improve, and administer our Services, communicate  with you, for security and fraud prevention, and to comply with law. We may also process your information  for other purposes with your consent. 

We process your personal information for a variety of reasons, depending on how you interact with  our Services, including: 

■ To facilitate account creation and authentication and otherwise manage user accounts. We  may process your information so you can create and log in to your account, as well as keep your  account in working order. 

■ To deliver and facilitate delivery of services to the user. We may process your information to  provide you with the requested service. 

■ To respond to user inquiries/offer support to users. We may process your information to  respond to your inquiries and solve any potential issues you might have with the requested service. 

■ To send administrative information to you. We may process your information to send you details  about our products and services, changes to our terms and policies, and other similar information. 

■ To fulfill and manage your orders. We may process your information to fulfill and manage your  orders, payments, returns, and exchanges made through the Services.

■ To enable user-to-user communications. We may process your information if you choose to use  any of our offerings that allow for communication with another user. 

■ To save or protect an individual's vital interest. We may process your information when  necessary to save or protect an individual's vital interest, such as to prevent harm. 

3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR  INFORMATION? 

In Short: We only process your personal information when we believe it is necessary and we have a valid  legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to  provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill  our legitimate business interests. 

If you are located in the EU or UK, this section applies to you. 

The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases  we rely on in order to process your personal information. As such, we may rely on the following legal bases  to process your personal information: 

■ Consent. We may process your information if you have given us permission (i.e., consent) to use  your personal information for a specific purpose. You can withdraw your consent at any time. Learn  more about withdrawing your consent. 

■ Performance of a Contract. We may process your personal information when we believe it is  necessary to fulfill our contractual obligations to you, including providing our Services or at your  request prior to entering into a contract with you. 

■ Legal Obligations. We may process your information where we believe it is necessary for  compliance with our legal obligations, such as to cooperate with a law enforcement body or  regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in  litigation in which we are involved. 

■ Vital Interests. We may process your information where we believe it is necessary to protect your  vital interests or the vital interests of a third party, such as situations involving potential threats to the  safety of any person. 

If you are located in Canada, this section applies to you. 

We may process your information if you have given us specific permission (i.e., express consent) to use  your personal information for a specific purpose, or in situations where your permission can be inferred  (i.e., implied consent). You can withdraw your consent at any time.

In some exceptional cases, we may be legally permitted under applicable law to process your information  without your consent, including, for example: 

■ If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way ■ For investigations and fraud detection and prevention 

■ For business transactions provided certain conditions are met 

■ If it is contained in a witness statement and the collection is necessary to assess, process, or settle  an insurance claim 

■ For identifying injured, ill, or deceased persons and communicating with next of kin 

■ If we have reasonable grounds to believe an individual has been, is, or may be victim of financial  abuse 

■ If it is reasonable to expect collection and use with consent would compromise the availability or the  accuracy of the information and the collection is reasonable for purposes related to investigating a  breach of an agreement or a contravention of the laws of Canada or a province 

■ If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating  to the production of records 

■ If it was produced by an individual in the course of their employment, business, or profession and  the collection is consistent with the purposes for which the information was produced 

■ If the collection is solely for journalistic, artistic, or literary purposes 

■ If the information is publicly available and is specified by the regulations 

4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL  INFORMATION? 

In Short: We may share information in specific situations described in this section and/or with the following  third parties. 

We may need to share your personal information in the following situations: 

■ Business Transfers. We may share or transfer your information in connection with, or during  negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of  our business to another company. 

■ Affiliates. We may share your information with our affiliates, in which case we will require those  affiliates to honor this Privacy Notice. Affiliates include our parent company and any subsidiaries,  joint venture partners, or other companies that we control or that are under common control with us.

■ Business Partners. We may share your information with our business partners to offer you certain  products, services, or promotions. 

■ Other Users. When you share personal information (for example, by posting comments,  contributions, or other content to the Services) or otherwise interact with public areas of the  Services, such personal information may be viewed by all users and may be publicly made available  outside the Services in perpetuity. If you interact with other users of our Services and register for our  Services through a social network (such as Facebook), your contacts on the social network will see  your name, profile photo, and descriptions of your activity. Similarly, other users will be able to view  descriptions of your activity, communicate with you within our Services, and view your profile. 

5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES? 

In Short: We are not responsible for the safety of any information that you share with third parties that we may link to or who advertise on our Services, but are not affiliated with, our Services. 

The Services may link to third-party websites, online services, or mobile applications and/or contain  advertisements from third parties that are not affiliated with us and which may link to other websites,  services, or applications. Accordingly, we do not make any guarantee regarding any such third parties, and  we will not be liable for any loss or damage caused by the use of such third-party websites, services, or  applications. The inclusion of a link towards a third-party website, service, or application does not imply an  endorsement by us. We cannot guarantee the safety and privacy of data you provide to any third-party  websites. Any data collected by third parties is not covered by this Privacy Notice. We are not responsible  for the content or privacy and security practices and policies of any third parties, including other websites,  services, or applications that may be linked to or from the Services. You should review the policies of such third parties and contact them directly to respond to your questions. 

6. HOW DO WE HANDLE YOUR SOCIAL LOGINS? 

In Short: If you choose to register or log in to our Services using a social media account, we may have  access to certain information about you. 

Our Services offer you the ability to register and log in using your third-party social media account details  (like your Facebook or X logins). Where you choose to do this, we will receive certain profile information  about you from your social media provider. The profile information we receive may vary depending on the  social media provider concerned, but will often include your name, email address, friends list, and profile  picture, as well as other information you choose to make public on such a social media platform. 

We will use the information we receive only for the purposes that are described in this Privacy Notice or  that are otherwise made clear to you on the relevant Services. Please note that we do not control, and are  not responsible for, other uses of your personal information by your third-party social media provider. We

recommend that you review their privacy notice to understand how they collect, use, and share your  personal information, and how you can set your privacy preferences on their sites and apps. 

7. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY? 

In Short: We may transfer, store, and process your information in countries other than your own. 

Our servers are located in the United States. If you are accessing our Services from outside the United  States, please be aware that your information may be transferred to, stored by, and processed by us in our  facilities and in the facilities of the third parties with whom we may share your personal information (see  "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?" above), in and other countries. 

If you are a resident in the European Economic Area (EEA), United Kingdom (UK), or Switzerland, then  these countries may not necessarily have data protection laws or other similar laws as comprehensive as  those in your country. However, we will take all necessary measures to protect your personal information in  accordance with this Privacy Notice and applicable law. 

European Commission's Standard Contractual Clauses: 

We have implemented measures to protect your personal information, including by using the European  Commission's Standard Contractual Clauses for transfers of personal information between our group  companies and between us and our third-party providers. These clauses require all recipients to protect all  personal information that they process originating from the EEA or UK in accordance with European data  protection laws and regulations. Our Standard Contractual Clauses can be provided upon request. We  have implemented similar appropriate safeguards with our third-party service providers and partners and  further details can be provided upon request. 

Binding Corporate Rules: 

These include a set of Binding Corporate Rules ("BCRs") established and implemented by us. Our BCRs  have been recognized by EEA and UK data protection authorities as providing an adequate level of  protection to the personal information we process internationally. You can find a copy of our BCRs here: 

8. HOW LONG DO WE KEEP YOUR INFORMATION? 

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this Privacy Notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this  Privacy Notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or  other legal requirements). No purpose in this notice will require us keeping your personal information for  longer than the period of time in which users have an account with us. 

When we have no ongoing legitimate business need to process your personal information, we will either  delete or anonymize such information, or, if this is not possible (for example, because your personal  information has been stored in backup archives), then we will securely store your personal information and  isolate it from any further processing until deletion is possible. 

9. HOW DO WE KEEP YOUR INFORMATION SAFE? 

In Short: We aim to protect your personal information through a system of organizational and technical  security measures. 

We have implemented appropriate and reasonable technical and organizational security measures  designed to protect the security of any personal information we process. However, despite our safeguards  and efforts to secure your information, no electronic transmission over the Internet or information storage  technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers,  cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly  collect, access, steal, or modify your information. Although we will do our best to protect your personal  information, transmission of personal information to and from our Services is at your own risk. You should  only access the Services within a secure environment. 

10. DO WE COLLECT INFORMATION FROM MINORS? 

In Short: We do not knowingly collect data from or market to children under 18 years of age. 

We do not knowingly collect, solicit data from, or market to children under 18 years of age, nor do we  knowingly sell such personal information. By using the Services, you represent that you are at least 18 or  that you are the parent or guardian of such a minor and consent to such minor dependent's use of the  Services. If we learn that personal information from users less than 18 years of age has been collected, we  will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at  danielveasy@gmail.com. 

11. WHAT ARE YOUR PRIVACY RIGHTS? 

In Short: Depending on your state of residence in the US or in some regions, such as the European  Economic Area (EEA), United Kingdom (UK), Switzerland, and Canada, you have rights that allow you

greater access to and control over your personal information. You may review, change, or terminate your  account at any time, depending on your country, province, or state of residence. 

In some regions (like the EEA, UK, Switzerland, and Canada), you have certain rights under applicable  data protection laws. These may include the right (i) to request access and obtain a copy of your personal  information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal  information; (iv) if applicable, to data portability; and (v) not to be subject to automated decision-making. In  certain circumstances, you may also have the right to object to the processing of your personal  information. You can make such a request by contacting us by using the contact details provided in the  section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below. 

We will consider and act upon any request in accordance with applicable data protection laws. 

If you are located in the EEA or UK and you believe we are unlawfully processing your personal  information, you also have the right to complain to your Member State data protection authority or UK data protection authority. 

If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner. 

Withdrawing your consent: If we are relying on your consent to process your personal information, which  may be express and/or implied consent depending on the applicable law, you have the right to withdraw  your consent at any time. You can withdraw your consent at any time by contacting us by using the contact  details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below or updating  your preferences. 

However, please note that this will not affect the lawfulness of the processing before its withdrawal nor,  when applicable law allows, will it affect the processing of your personal information conducted in reliance  on lawful processing grounds other than consent. 

Opting out of marketing and promotional communications: You can unsubscribe from our marketing  and promotional communications at any time by clicking on the unsubscribe link in the emails that we  send, replying "STOP" or "UNSUBSCRIBE" to the SMS messages that we send, or by contacting us using  the details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below. You  will then be removed from the marketing lists. However, we may still communicate with you - for example,  to send you service-related messages that are necessary for the administration and use of your account,  to respond to service requests, or for other non-marketing purposes. 

Account Information

If you would at any time like to review or change the information in your account or terminate your account,  you can: 

■ Log in to your account settings and update your user account. 

Upon your request to terminate your account, we will deactivate or delete your account and information  from our active databases. However, we may retain some information in our files to prevent fraud,  troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with  applicable legal requirements. 

If you have questions or comments about your privacy rights, you may email us at  danielveasy@gmail.com. 

12. CONTROLS FOR DO-NOT-TRACK FEATURES 

Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track  ("ONT") feature or setting you can activate to signal your privacy preference not to have data about your  online browsing activities monitored and collected. At this stage, no uniform technology standard for  recognizing and implementing ONT signals has been finalized. As such, we do not currently respond to  ONT browser signals or any other mechanism that automatically communicates your choice not to be  tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform  you about that practice in a revised version of this Privacy Notice. 

California law requires us to let you know how we respond to web browser ONT signals. Because there  currently is not an industry or legal standard for recognizing or honoring ONT signals, we do not respond to  them at this time. 

13. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS? 

In Short: If you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa,  Kentucky, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Tennessee, Texas,  Utah, or Virginia, you may have the right to request access to and receive details about the personal  information we maintain about you and how we have processed it, correct inaccuracies, get a copy of, or  delete your personal information. You may also have the right to withdraw your consent to our processing  of your personal information. These rights may be limited in some circumstances by applicable law. More  information is provided below. 

Categories of Personal Information We Collect 

We have collected the following categories of personal information in the past twelve (12) months:

Category 

Examples 

Collected

A. Identifiers

Contact details, such as real name, alias, postal  address, telephone or mobile contact number, unique  personal identifier, online identifier, Internet Protocol  address, email address, and account name

NO

B. Personal information as defined  in the California Customer  

Records statute

Name, contact information, education, employment,  employment history, and financial information

NO

C. Protected classification  

characteristics under state or federal law

Gender, age, date of birth, race and ethnicity, national  origin, marital status, and other demographic data

NO

D. Commercial information

Transaction information, purchase history, financial  details, and payment information

NO

E. Biometric information 

Fingerprints and voiceprints 

NO

F. Internet or other similar network  activity

Browsing history, search history, online behavior, interest data, and interactions with our and other  websites, applications, systems, and advertisements

NO

G. Geolocation data 

Device location 

NO

H. Audio, electronic, sensory, or  similar information

Images and audio, video or call recordings created in  connection with our business activities

NO

I. Professional or employment related information

Business contact details in order to provide you our  Services at a business level or job title, work history,  and professional qualifications if you apply for a job with us

NO

J. Education Information 

Student records and directory information 

NO

K. Inferences drawn from collected  personal information

Inferences drawn from any of the collected personal  information listed above to create a profile or  summary about, for example, an individual's preferences and characteristics

YES

L. Sensitive personal Information 

NO

We may also collect other personal information outside of these categories through instances where you  interact with us in person, online, or by phone or mail in the context of: 

■ Receiving help through our customer support channels; 

■ Participation in customer surveys or contests; and 

■ Facilitation in the delivery of our Services and to respond to your inquiries. 

We will use and retain the collected personal information as needed to provide the Services or for: ■ Category H - As long as the user has an account with us 

■ Category K - As long as the user has an account with us 

Sources of Personal Information 

Learn more about the sources of personal information we collect in "WHAT INFORMATION DO WE COLLECT?" 

How We Use and Share Personal Information 

Learn more about how we use your personal information in the section, "HOW DO WE PROCESS YOUR INFORMATION?" 

Will your information be shared with anyone else? 

We may disclose your personal information with our service providers pursuant to a written contract  between us and each service provider. Learn more about how we disclose personal information to in the  section, "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?" 

We may use your personal information for our own business purposes, such as for undertaking internal  research for technological development and demonstration. This is not considered to be "selling" of your  personal information. 

We have not disclosed, sold, or shared any personal information to third parties for a business or  commercial purpose in the preceding twelve (12) months. We will not sell or share personal information in  the future belonging to website visitors, users, and other consumers.

Your Rights 

You have rights under certain US state data protection laws. However, these rights are not absolute, and in  certain cases, we may decline your request as permitted by law. These rights include: 

■ Right to know whether or not we are processing your personal data 

■ Right to access your personal data 

■ Right to correct inaccuracies in your personal data 

■ Right to request the deletion of your personal data 

■ Right to obtain a copy of the personal data you previously shared with us 

■ Right to non-discrimination for exercising your rights 

■ Right to opt out of the processing of your personal data if it is used for targeted advertising (or  sharing as defined under California's privacy law), the sale of personal data, or profiling in  furtherance of decisions that produce legal or similarly significant effects ("profiling") 

Depending upon the state where you live, you may also have the following rights: 

■ Right to access the categories of personal data being processed (as permitted by applicable law,  including Minnesota's privacy law) 

■ Right to obtain a list of the categories of third parties to which we have disclosed personal data (as  permitted by applicable law, including California's and Delaware's privacy law) 

■ Right to obtain a list of specific third parties to which we have disclosed personal data (as permitted  by applicable law, including Minnesota's and Oregon's privacy law) 

■ Right to review, understand, question, and correct how personal data has been profiled (as  permitted by applicable law, including Minnesota's privacy law) 

■ Right to limit use and disclosure of sensitive personal data (as permitted by applicable law, including  California's privacy law) 

■ Right to opt out of the collection of sensitive data and personal data collected through the operation  of a voice or facial recognition feature (as permitted by applicable law, including Florida's privacy  law) 

How to Exercise Your Rights 

To exercise these rights, you can contact us by visiting , by emailing us at  danielveasy@gmail.com, or by referring to the contact details at the bottom of this document. 

Under certain US state data protection laws, you can designate an authorized agent to make a request on 

your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with applicable laws. 

Request Verification 

Upon receiving your request, we will need to verify your identity to determine you are the same person  about whom we have the information in our system. We will only use personal information provided in your  request to verify your identity or authority to make the request. However, if we cannot verify your identity  from the information already maintained by us, we may request that you provide additional information for  the purposes of verifying your identity and for security or fraud-prevention purposes. 

If you submit the request through an authorized agent, we may need to collect additional information to  verify your identity before processing your request and the agent will need to provide a written and signed  permission from you to submit such request on your behalf. 

Appeals 

Under certain US state data protection laws, if we decline to take action regarding your request, you may  appeal our decision by emailing us at danielveasy@gmail.com. We will inform you in writing of any action  taken or not taken in response to the appeal, including a written explanation of the reasons for the  decisions. If your appeal is denied, you may submit a complaint to your state attorney general. 

California "Shine The Light" Law 

California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are  California residents to request and obtain from us, once a year and free of charge, information about  categories of personal information (if any) we disclosed to third parties for direct marketing purposes and  the names and addresses of all third parties with which we shared personal information in the immediately  preceding calendar year. If you are a California resident and would like to make such a request, please  submit your request in writing to us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" 

14. DO OTHER REGIONS HAVE SPECIFIC PRIVACY RIGHTS? 

In Short: You may have additional rights based on the country you reside in. 

Australia and New Zealand 

We collect and process your personal information under the obligations and conditions set by Australia's  Privacy Act 1988 and New Zealand's Privacy Act 2020 (Privacy Act).

This Privacy Notice satisfies the notice requirements defined in both Privacy Acts, in particular: what  personal information we collect from you, from which sources, for which purposes, and other recipients of  your personal information. 

If you do not wish to provide the personal information necessary to fulfill their applicable purpose, it may  affect our ability to provide our services, in particular: 

■ offer you the products or services that you want 

■ respond to or help with your requests 

■ manage your account with us 

■ confirm your identity and protect your account 

At any time, you have the right to request access to or correction of your personal information. You can  make such a request by contacting us by using the contact details provided in the section "HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?" 

If you believe we are unlawfully processing your personal information, you have the right to submit a  complaint about a breach of the Australian Privacy Principles to the Office of the Australian Information Commissioner and a breach of New Zealand's Privacy Principles to the Office of New Zealand Privacy  Commissioner. 

Republic of South Africa 

At any time, you have the right to request access to or correction of your personal information. You can  make such a request by contacting us by using the contact details provided in the section "HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?" 

If you are unsatisfied with the manner in which we address any complaint with regard to our processing of  personal information, you can contact the office of the regulator, the details of which are: 

The Information Regulator (South Africa) 

General enquiries: enquiries nforegulator.org.za 

Complaints (complete POPIA/PAIA form 

5): PAIAComplaints@inforegulator.org.za & POPIAComplaints@inforegulator.org.za 

15. DO WE MAKE UPDATES TO THIS NOTICE? 

In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.

We may update this Privacy Notice from time to time. The updated version will be indicated by an updated  "Revised" date at the top of this Privacy Notice. If we make material changes to this Privacy Notice, we  may notify you either by prominently posting a notice of such changes or by directly sending you a  notification. We encourage you to review this Privacy Notice frequently to be informed of how we are  protecting your information. 

16. HOW CAN YOU CONTACT US ABOUT THIS NOTICE? 

If you have questions or comments about this notice, you may contact our Data Protection Officer  (DPO) by email at danielveasy@gmail.com, or contact us by post at: 

VF Business Group, Inc. c/o Legacy Masters, LLC  

Data Protection Officer 

United States 

17. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE  COLLECT FROM YOU? 

Based on the applicable laws of your country or state of residence in the US, you may have the right to  request access to the personal information we collect from you, details about how we have processed it,  correct inaccuracies, or delete your personal information. You may also have the right to withdraw your  consent to our processing of your personal information. These rights may be limited in some  circumstances by applicable law. To request to review, update, or delete your personal information, please  visit: